Finance Center

at Razzari Ford

Find Financing For Your Vehicle in Merced

After you have chosen a model you like, and have taken it out on the road for a test drive, the next step is figuring out the financial specifics. For this process, our financing team is available to help you in every capacity that they can. Whether you want to explore leasing or financing, our team will be by your side, crunching the numbers, and answering questions.

Customer service is our first priority, and we want to ensure your satisfaction as you make the steps towards owning the Ford vehicle you like.

There Is No Better Team to Finance With

Here at Razzari Ford, we know that the financing process can sometimes seem daunting. However, there is no better team to finance with than ours. Not only is our financing team friendly, professional, and intelligent, they also can answer any questions you may have. They will also do their best to ensure you get the most affordable payment plan for the vehicle you have chosen.

One of the questions we hear often is: what is the difference between leasing and financing? The answer is actually rather simple, and can help you decide which you prefer.

When you finance your vehicle, you will generally take out an auto loan to cover the initial cost of the Ford vehicle you have chosen. Leasing is when you pay monthly installments, without getting an auto loan. You won't own the car when you lease it, but it may be more cost-effective.

Some other things you can buy in the financing process are:

  • LoJack
  • Window tint
  • GAP insurance
  • Accessories
  • Maintenance plans

Frequently Asked Questions:

What if I've never had a car loan before?

Our financing team would be more than happy to help you with the ins and outs of the financing process, including the specifics of auto loans. Even if you have never taken one out before, they can explain the financial ramifications involved, and offer advice on how to proceed.

Can I still get financed if I have previous credit issues?

Our financing team will certainly do everything they can to provide you with an affordable payment plan for the vehicle you have chosen.

How much should I budget for my car payment?

A good rule of thumb is to never exceed 10% of your gross income with your car payments.

If you have any other questions, or if you would like to see our inventory, we invite you to visit us at Razzari Ford in Merced, CA. Our team would be more than happy to help you with any of your automotive needs.

What Is Credit? 

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Buying vs. Leasing? 

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Lease Ending? What to do at Lease-End.

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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Get in Touch

  • Contact our Sales Department at: 209-383-3673


  • Monday 8:30am-8pm
  • Tuesday 8:30am-8pm
  • Wednesday 8:30am-8pm
  • Thursday 8:30am-8pm
  • Friday 8:30am-8pm
  • Saturday 9am-8pm
  • Sunday 10am-7pm
  1. Razzari Ford

    1234 Auto Center Dr.
    Merced, CA 95340

    • Sales: 209-383-3673
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